body {
background-color: #FFFFFF;
margin: 20px 20px;
} 
 
img {
border:0px; 
border-thickness:0px
}

ul {
font-size: .8em; 
margin-left: 40px;
color: #000000;
font-family: Arial, sans-serif; 
}

p {
font-size: .8em; 
margin-left: 0px;
text-indent: 0px;
color: #000000;
font-family: Arial, sans-serif; 
}

a:link {text-decoration: none; color: #004A6B}
a:visited {text-decoration: none; color: #6796AC}
a:active {text-decoration: none; color: #004A6B}
a:hover {text-decoration: underline; color: #004A6B}

.disclaimer {
font-family: Arial, san-serif;
font-size: .8em; 
}

a.disclaim:link {text-decoration: underline;}
a.disclaim:visited {text-decoration: underline;}
a.disclaim:active {}
a.disclaim:hover {}